Financing Options

WINfertility

WINFertility Program Information

The WINFertility Quality Discount Treatment Program is offered in New York to GENESIS patients who have no infertility insurance coverage or who have exhausted their benefits and seek an efficient, economical way to obtain and pay for advanced fertility treatment.

 

The WINFertility Program includes both advanced medical treatment and fertility medications in a single, discounted ‘bundled’ price for each cycle. Treatment Bundle Prices for IUI, IVF and Third Party Reproduction are up to 50% less than fee-for service medical fees and retail pharmacy rates. There are no clinical or age requirements to participate. Patients enrolled in the WINFertility Program are treated with the highest quality treatments and services including optimal dosages of required fertility medications to achieve a safe and successful outcome.

Pay-As-You-Go Treatment Gives You Control
The WINFertility Program offers ‘pay as you go’ bundles that include fertility treatment and infertility medications for each single cycle. Should you require another attempt, WIN’s discounted prices are usually more affordable than paying for multiple cycles that you may never need.

WIN’s History of Success
The WINFertility Program is an extension of WIN’s successful Infertility Management Program that has delivered improved treatment outcomes (improved pregnancy rates, shorter episodes of care and reductions in multiple births) while dramatically reducing the costs of treatment and medications for large insurers and employers for over 10 years. Our new Consumer Program contains many of the same clinical and financial benefits, giving patients without insurance coverage access to evidence-based protocols, quality providers and discounts enjoyed by the largest healthcare purchasers.

The WINFertility Program is designed to offer high-quality infertility care at the most competitive cost so that more people will financially be able to access the treatments that can help them become parents.

To enroll in the WINFertility Program or learn more, call toll free 1(855) 705-4IVF (4483) or visit us at www.winfertility.com 

Frequently Asked Questions About the WINFertility Program

What are the advantages of ‘bundles’?
As infertility treatment is so complex, determining actual costs have been a confusing experience for patients. Because the WINFertility Program consolidates the costs into treatment packages or ‘bundles’, patients have a simpler way to approach and decide on infertility treatments. Discounts of up to 50% off unbundled treatments and medications and pricing predictability offer patients additional peace of mind while pursuing their dreams of building a family.

Why are your prices less expensive than other programs?
WIN is the only Infertility Management Services Company that contracts directly with drug manufacturers, specialty pharmacies and Board Certified Fertility Specialists on a large scale that covers thousands of patients annually. We are able to pass along the volume discount savings and specific dosing management savings directly to patients in the form of single, discounted packages we call ‘Bundles’. Even if patients require more than one cycle, our WINFertility Treatment Program Bundles are less expensive.

I’m 44 years old—-do I qualify for your program?
The WINFertility Program is designed to provide greater access to all who require high-quality infertility treatment. There are no clinical or age qualifications to participate. If one of our network physicians determines that you need treatment and you have no insurance coverage, you can enroll in our Program.

Can I just buy the medications through you? Or, can I just get the treatment through you?
Unfortunately, we cannot separate the treatments from the medications. It is because we bundle both treatment and medications together that we are able to negotiate directly with drug manufacturers, pharmacy distributors and physician practices to keep our costs down and pass along the savings to patients in the form of extremely low pricing.

I am already in treatment with another practice. Can I use your program at my current fertility practice?
WIN signs a contract with a single practice in a geographic area to offer our WINFertility Program. In order to take advantage of the offer, you would have to be treated by one of our network physicians. Depending where you are in your treatment, it may not be difficult to switch at this point in time. One of our FertilityCoach Nurses can discuss your current situation and provide you with clinical answers that can help you make that decision.

Can you assist with financing?
YES! We have partnered with CitiBank to offer financing that makes paying for the WINFertility Program even more manageable. Financing options include secured loans and unsecured loans with preferred discount s for WINFertility Enrollees. All financing is at the sole discretion of and subject to CitiBank credit approval. Call (866) 422-1432 TOLL FREE to speak with the WINFertility Financing Account Director at CitiBank.

How is the WINFertility Program different from the multi-cycle treatment plans with refunds?
The multi-cycle treatment plans that exist today require that you meet certain medical and age criteria to participate and that you pay cash for the program. WINFertility is open to all who require infertility treatment and who have no infertility insurance coverage. The WINFertility Quality Discount Treatment Program does not offer a refund, but provides substantially reduced costs for easier treatment access.

Multi-cycle plans require a significant payment up front for medical treatment only (medication costs run an additional $3,500 – $10,000). The multi-cycle plan costs more than 2 ½ times the charges for a single, bundled attempt with WINFertility (which includes all medications for the cycle).

With many multi-cycle plans, patients may get up to 6 medical treatment attempts for that price (medications extra). If you don’t have a pregnancy or a baby, you receive a partial refund. If you have a successful outcome, you have paid that significantly higher price (approx. 2 ½ times the WINFertility bundled price, medications included).

Multi-cycle plans may be a sensible choice for those who would like a type of ‘insurance plan’, in case they need another IVF attempt. However, with IVF success rates in the 50-70% range, multi-cycle plans might not be the best financial decision for every patient.

The WINFertility Program offers ‘pay as you go’ packages that include treatment and medications and are up to 50% less than the unbundled rates. Should you require another attempt, our discounted packages are still more affordable than paying for multiple cycles that you may never need.

I have some insurance coverage, but it is all so confusing. Can I just submit my bill from you to my insurance company and see what they’ll pay?
The WINFertility Program was developed specifically for people who have no insurance coverage for infertility treatment and for those who have already exhausted their benefits. You will need to investigate your coverage and contact your insurance carrier to learn exactly what treatment and medications your company has elected to cover. Once you have determined what is covered and what isn’t, enrolling in our program is easy and very cost effective.

The WINFertility Program is for cash-paying patients only. It is part of how we are able to negotiate such deep discounts with our physicians, pharmacies and drug manufacturers and pass the savings on to our patients. Participating enrollees must pay in advance for our discount bundles. This component is another way we’re able to negotiate prices that are most favorable to you. So, your best approach is to find out what your insurance is willing to cover, have those treatments paid by your insurance carrier and if you still require treatment and medications, WINFertility is your best option.

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